BloomCare Billing assists families in getting reimbursed by their insurance company after an out-of-hospital birth with a licensed midwife. We manage the paperwork, submit your claim, and guide you through the process with care and clarity.

Our services are for families who paid out-of-pocket for midwifery care and want to seek insurance reimbursement. We primarily serve clients who had home births or birth center births with licensed providers.

We do not offer refunds, as we put time and care into preparing each claim.

The fee you paid your midwife or birth center is a flat-rate package they’ve set for their care. It’s usually a discounted rate for families paying out-of-pocket and doesn’t involve insurance billing.

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When we submit a claim to your insurance, we bill for the actual services provided using standard codes. That amount may be higher or lower than the flat fee you paid. The insurance company calculates reimbursement based on their own rates—not your original payment.