Understanding Midwifery Billing Midwives and birth centers charge one all-inclusive fee for prenatal, birth, and postpartum care. This fee is due by a specific date—your provider can confirm the exact details.

Because this care is bundled, it can’t be broken down into individual codes for insurance. Instead, insurance claims must list each service separately. This means the billed amount is often higher, even though it reflects the same care.

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What Happens with Your Payment The payment you’ve made to your midwife is counted toward your deductible or coinsurance. Reimbursement depends on your plan’s benefits, what’s already been paid, and what services are covered.

 

We can’t predict or guarantee how much you’ll be reimbursed until all claims have been processed.

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How BloomCare Billing Helps Once you submit the form, we’ll verify your benefits. After your final postpartum visit, we file your claims.

We charge a $70 fee per claim, plus 9% of any amount reimbursed. Most families have two claims: one for the birthing parent and one for the baby.

We collect your card now, but no charges are made until care is complete. You’ll get a heads-up before we bill anything.

Reimbursement usually goes to your midwife, who sends 91% to you and forwards our fee.

 

Ready to Get Started? Fill out the form—it only takes a few minutes, and we’ll take care of the rest.

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